Tag: personal-finance

  • Dan McDermott

    Phased Retirement: Evolution of FIRE

    For years, the FIRE movement (Financial Independence, Retire Early) felt like an all-out sprint. The goal was simple and somewhat intense: hoard every penny, quit your job in your 30s, and never look back.  But in many ways the world has changed. With higher inflation sticking around, healthcare costs skyrocketing, and market instability, that “all-or-nothing” exit strategy is starting to look a lot less a “forever” option.  The classic FIRE playbook was pretty hardcore. In extreme cases it looked…

  • Dan McDermott

    Phased Retirement: Live Long and Prosper

    I’m back after a holiday hiatus.  It’s always wonderful to visit with family and friends, but sometimes I find myself wondering (like authors Oliver Burkeman and Bill Perkins) how many more holiday seasons I’ll be gifted?  Not in a morbid sense, but in a realistic “make the most of these times” sense.  Twenty holidays?  Fifteen?  No one knows of course.  This got me thinking…