Retire by Degrees

"It's more beneficial to retire gradually over many years, not abruptly in a single day event."

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  • Living in Uncertain Times

    Recently I’ve seen a lot published about the challenges we’re facing as we live “…in these uncertain times.” But here’s the thing; they’re always uncertain times. Yes, we’ve experienced a pandemic that forced us all into a ‘new normal.’  There’s a war in Ukraine, unsettling economic times…and the list goes on. But no one ever […]

    Dan McDermott

    January 30, 2023
    Retire Slowly
    #lifeplan, #phasedretirement, #retiregradually
  • Don’t Ruin Your Average

    I’ve seen several posts lately where the author encourages us to “Show up every day!” Similar refrains can be worded like, “No matter what your day looks like, get up, dress up and show up.” And I’m no Woody Allen fan, but he got a lot of mileage out of his quote that, “80% of […]

    Dan McDermott

    January 21, 2023
    Retire Slowly
    #phasedretirement, #retiregradually
  • Phased Retirement: Tap the Historians

    And everyone in your life – including you – is a historian. In terms of thinking about and preparing for your eventual retirement it’s helpful to read and do research. It’s helpful to work with professionals to plan for your financial needs, insurance, etc. All of that is certainly prudent. But you have riches all […]

    Dan McDermott

    January 14, 2023
    Retire Slowly
    #phasedretirement, #retiregradually
  • How Much is Enough?

    Today’s post originally appeared in the Humble Dollar blog:

    Dan McDermott

    December 31, 2022
    Retire Slowly
    #phasedretirement, #retiregradually
  • Phased Retirement: Throwback Thursday

    I started writing about phased retirement over one year ago. One of my first posts was on LinkedIn and was titled, “Retire Slowly: Land the Plane.”  I hadn’t yet surveyed people – both informally and on platforms like LinkedIn – for what the best term to describe a gradual retirement might be.  ‘Phased Retirement’ was […]

    Dan McDermott

    December 15, 2022
    Retire Slowly
    #phasedretirement, #retiregradually, #stagedretirement
  • Retirement is Not the Finish Line

    Many people dream about their retirement day.  During especially challenging weeks at work they may even start counting down the years, or months, or even the days. Others either don’t have a specific timeframe in mind, or can’t understand why someone would want to ‘check out’ and be idle when they have a vibrant career […]

    Dan McDermott

    November 30, 2022
    Retire Slowly
    #phasedretirement, #retiregradually
  • Prelude to Thanksgiving

    Today’s post is a slight departure from my typical focus on career, retirement, networking and related opportunities.  But I think you’ll agree that it’s somewhat connected. With pilgrims, turkeys, and pumpkin pie advertisements and images all around, I’ve been thinking about the Thanksgiving holiday. Since this is a US-based article, I’m pondering Thanksgiving on November […]

    Dan McDermott

    November 17, 2022
    Retire Slowly
    #phasedretirement, #retiregradually, #stagedretirement
  • Phased Retirement: Live Younger

    My alma mater, Saint John’s University, in Collegeville, MN was home to the winningest coach in college football history, John Gagliardi.  He retired at age 86 with a total of 489 wins over a career that lasted six decades.  The award for the outstanding football player in NCAA Division 3 – the equivalent of the […]

    Dan McDermott

    November 1, 2022
    Retire Slowly
    #phasedretirement, #retiregradually
  • Phased Retirement: The Three Paths

    Part of the beauty behind a phased approach to retirement is that you can craft it to meet your own needs. You may want to shift from full-time work to part-time consulting, or lend your talents to a non-profit or to the energy of a startup. But how do you focus your thoughts and find […]

    Dan McDermott

    October 18, 2022
    Retire Slowly
    #phasedretirement, #retiregradually, #stagedretirement
  • Phased Retirement: Be a Freshman Again

    When you enter the ranks of the retired – or even semi-retired – you’ll be starting a new phase of life as a beginner.  Just like your time in high school and perhaps college your journey begins as a freshman (or ‘first year’ as they say now). Things during those first 12 months were mostly […]

    Dan McDermott

    October 5, 2022
    Retire Slowly
    #phasedretirement, #retiregradually
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